Broad Service Reach

Broad Service Reach

The accessibility our products and services offer provides you the flexibility to conduct daily banking business where and when it’s convenient for you.

We service Chicagoland and all nearby local markets

The level of involvement our bankers take to meet with & get to know each customer, in person, on a regular basis, develops an effective and efficient, on-going banking relationship.

We make those face-to-face visits happen by traveling to you

Easy ATM Access

Tools & Resources

Our People

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Mark A. Scheffers, Chairman and C.E.O.
P: 630.580.1011
Mr. Scheffers is Chairman and CEO for Premier Commerce Bancorp, Inc. and for its subsidiary, Grand Ridge National Bank. His experience includes over 20 years of banking and leadership experience including prior executive experience as National Head of LaSalle Bank of Chicago’s Business Banking Sales Division while driving its successful expansion in multiple states. Prior experience also includes various Middle Market and Commercial Banking leadership positions at Fifth Third Bank and its predecessor Old Kent Financial Corporation. On a national level, Mr. Scheffers previously served on the Business Banking Board for the Consumer Bankers Association. Mr. Scheffers also served on the Board for the Alliance of Illinois Manufacturers and on the Board for NORBIC, an economic development organization that promotes job growth and community advancement in Illinois. Mr. Scheffers earned a MBA from the University of Notre Dame and graduated with honors. He also earned a Bachelor of Business from Western Michigan University with a major in Finance and Commercial Law and graduated with honors. Additionally, Mr. Scheffers graduated from the ABA Commercial Banking Graduate School at the University of Oklahoma.
Gerald Johnson, Director and President
P: 815.249.6414
Mr. Johnson is a Director and President for Grand Ridge National Bank. With over 30 years of banking experience, Mr. Johnson has served as President of Grand Ridge National Bank since 1987. On the national level, Mr. Johnson has served as the Illinois District 1 Director for the Independent Community Bankers Association and as a member of both its Payments and Technology Committee and the Federal Home Loan Bank Taskforce Committee. At the State level, Mr. Johnson is a past Chairman of the Community Bankers Association of Illinois. Locally Mr. Johnson has served as a Trustee and President of the Seneca Fire Protection and Ambulance District and on a Township Planning Commission. Mr. Johnson received a B.S. Degree in Agriculture Education from Illinois State University and is a graduate of the Graduate School of Banking – Madison Wisconsin.
George A. Parhas, CPA, Director
Mr. Parhas is a Director of Premier Commerce Bancorp, Inc. and for its subsidiary Grand Ridge National Bank. He is also the President and owner of Parhas & Associates Ltd, a CPA firm serving small to mid-size businesses, professionals and other individuals throughout the Chicago Metropolitan area. Mr. Parhas was also an original organizer and bank Director of Cambridge Bank, which was formed in 1996 and sold to Inland Bank in 2006 for a significant return to its original shareholders. He graduated from DePaul University in Chicago with a Bachelor of Science in Commerce (Accounting Degree), and Mr. Parhas is licensed in Illinois as a Certified Public Accountant.
Dr. William R. Flora, DDS, Director
Dr. Flora is a Director for Premier Commerce Bancorp, Inc. and for its subsidiary Grand Ridge National Bank. He is also the President and owner of Greenleaf Family Dentistry, which specializes in implants, I.V. sedation, and cosmetic dentistry. Dr. Flora drives a spirit of excellence in all areas of his business operations and finances. He achieved a B.A. Chemistry Degree from Indiana University in Bloomington, Indiana and a DDS Degree from the Indiana University of Dentistry in Indianapolis, Indiana.
James P. Xeros, Director and Executive Vice President
P: 630.580.1011
Mr. Xeros is a Director and Executive Vice President for Grand Ridge National Bank. With over 20 years of banking experience, he currently assists with directing, managing, and guiding new commercial business development and account management. He also personally develops new business and manages commercial accounts for both loan and deposit relationships. His prior experience includes commercial banking and management positions at LaSalle Bank, Fifth Third Bank, and First Chicago. Mr. Xeros earned a MBA from Loyola University and a BA in Economics from the University of Chicago.
Paul Vukanic, Executive Vice President
P: 630.580.1011
Mr. Vukanic is an Executive Vice President for Grand Ridge National Bank. With over 20 years of banking experience, he currently assists with directing, managing, and guiding new commercial business development and account management. He also personally develops new business and manages commercial accounts for both loan and deposit relationships. His prior experience includes commercial banking and management positions at LaSalle Bank, Fifth Third Bank, and Old Kent Financial Corporation. Mr. Vukanic earned a BA in Economics from the University of Illinois.
Jeffrey De Young, Chief Operating Officer
P: 630.315.5436
Mr. De Young is the Chief Operating Officer for Grand Ridge National Bank. With over 20 years of relevant banking experience, his current responsibilities include technology, loan and deposit administration, cash management, and retail loan and deposit growth. His prior experience includes a broad range of positions in community banking such as Division Manager for Retail Banking, security, commercial cash management, data center relations, compliance, BSA, technology, and disaster recovery management. Mr. De Young earned a B.S. in Business Administration from Indiana University Northwest, and he graduated from the University of Wisconsin/BAI Graduate School of Retail Banking.
Judy Chalfant, Cashier
P: 815.249.6414
Mrs. Chalfant is Cashier for Grand Ridge National Bank. With over 20 years of related banking and accounting knowledge and experience, her current responsibilities include the day to day operation at the bank’s branch in Grand Ridge. She has served as President, Vice President, and Secretary on a local elementary school board and received the Rainbow Foundation Award for raising funds to help families in crisis. She is a graduate of Midwest School for Community Bankers and earned certificates in Bank Compliance and Bank Operations from Illinois Bankers Association.
Darlene Hoelscher, Vice President
P: 630.580.1011
Ms. Hoelscher is a Vice President and Commercial Banking manager for Grand Ridge National Bank. With over 15 years of banking experience, Ms. Hoelscher’s current duties at the bank include developing new commercial banking loan and deposit business and managing commercial relationships with our key customer base of small to mid-size businesses and professionals. Her prior banking experience includes business banking and commercial positions with LaSalle Bank and First Midwest Bank. She earned a MBA from Keller Graduate School of Management and graduated with honors. Ms. Hoelscher also earned her Bachelors Degree in Finance from Western Illinois University.
Rick Bacon, Vice President
P: 815.249.6414
Mr. Bacon is a Vice President for Grand Ridge National Bank. With over 15 years of banking experience, Mr. Bacon’s primary responsibilities are as a loan officers, handling agricultural, commercial, and consumer loans. Mr. Bacon was born and raised in Grand Ridge and remains very active in the community, serving as treasure for the school board, the Village of Grand Ridge and Grand Ridge Youth Baseball, as well as coaching Little League. Mr. Bacon earned a BA in Economics from Illinois State University, and graduated from Community Bankers Associations of Illinois’s Community Banking School.
Janet Rife O'Loughlin, Vice President
P: 630.580.1011
Ms. O’Loughlin is a Vice President for Grand Ridge National Bank. A commercial banking professional with over 20 years banking experience, Janet manages a portfolio of small to mid-size businesses and is responsible for developing new relationships for the bank. Her prior banking experience includes management and business banking positons with PNC, Wintrust and Fifth Third Bank. Ms. O’Loughlin earned bachelor degrees in Marketing and Spanish at Western Illinois University.
Steven C. Harry, Branch Manager
P: 630.315.5433
Mr. Harry is the Assistant Vice President and Branch Manager for Grand Ridge National Bank. With over 14 years of banking experience, & over 10 years of management experience Mr. Harry’s current duties at the bank include developing and managing the branch staff, building and maintaining the relationships with our customer base, improve and grow the banks e-banking platforms, and working to make continuance improvements in the banks daily operations. Mr. Harry’s prior banking experience includes management positions with MidAmerica Bank, West Suburban Bank, and First United Bank. He attended the University of Iowa, as well as Aurora University, earning a Bachelors Degree in Business Administration.

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  • 24/7 on-line banking access from anywhere
  • Easy-to-use telephone banking services
  • Access to large ATM network (many free)
  • Bank-to-bank transfer capabilities
  • Advanced cash management services
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  • Advanced mobile phone banking service

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